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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Good easy to use app.

5
Good easy to use app. Good interest rates. Had a couple of different accounts with no problems at all Reviewed on: 17th April 2025

Simple, user friendly web portal.

5
The simplicity of their web portal and communication makes everything easy. Reviewed on: 17th April 2025

A good return on your investment happy me

5
A good return on your investment Reviewed on: 17th April 2025

So easy to transfer money in and out.

5
So easy to transfer money in and out. Reviewed on: 17th April 2025

Can’t fault Atom.

5
Can’t fault Atom. Smooth process from opening account to withdrawing money and switching accounts. Reviewed on: 17th April 2025

A 'good' bank!

5
I feel like Atom are a 'good' bank, and they always are doing the best for me/my money. High interest rates, and great customer service. Reviewed on: 17th April 2025

A for Atom

5
Efficient, good interest rates, simple withdrawals helpful customer services Reviewed on: 17th April 2025

The App is really easy to use and allows quick activ...

5
The App is really easy to use and allows quick activity. Reviewed on: 17th April 2025

Very efficient, simple to use bank.

5
Very efficient, simple to use bank. Reviewed on: 17th April 2025

So simple.

5
So simple. From the moment I came across Atom whilst searching for an easy access savings account and researching Atom on Trust Pilot the transition of opening an account was so smooth. Opening an account takes a matter of minutes and transferring the money into the account was so simple. Best savings rates I could find for the type of account I was after. Top marks from me! Reviewed on: 17th April 2025

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