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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

Easy to set up with instant transfers.

Easy to set up with instant transfers. Been using Atom for close to a year, no issues. Reviewed on: 17th April 2025

Very easy to use app and great rates

Excellent app, very user friendly and the rates are very good Reviewed on: 17th April 2025

Good rates and service

Good rates and service providers Reviewed on: 17th April 2025

Brilliant customer service

I recently had issues accessing my account as I bought a new phone and the customer service was brilliant and provided assistance straight away. Reviewed on: 17th April 2025

Never had a problem always been quite easy to sign u...

Never had a problem always been quite easy to sign up for an account Reviewed on: 17th April 2025

Atom bank is excellent all round

Atom has a great banking app, easy to use and always offer competitive interest rates for savers and a good range of products. Reviewed on: 17th April 2025

I’ll be reinvesting for a third term.

No fuss, all information visible and transparent. Reinvested for a second term. Reviewed on: 17th April 2025

simple and easy access.

simple and easy access. I get everything I need Reviewed on: 17th April 2025

Best on line experience.

I bank on line and find it so easy make transactions. I always transfer my savings from another bank to my Atom Account and fing this so easy to do. Reviewed on: 17th April 2025

It has good rate for easy access savings

It has good rate for easy access savings Reviewed on: 17th April 2025

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