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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Quick and easy to setup.

5
Quick and easy to setup. Good quality app, no bugs, good layout, not extra products and services cluttering everything up. Reviewed on: 17th April 2025

Great app based bank, lovely no fuss approach.

5
Great app based bank, lovely no fuss approach. They have very competitive rates particularly on their fixed rates products, what’s not to like! Reviewed on: 17th April 2025

The app is so easy to use and really great savings r...

5
The app is so easy to use and really great savings rates. Ive found the ISAs to be great Reviewed on: 17th April 2025

Really good app, support and interest rates

5
Really good app, support and interest rates Reviewed on: 17th April 2025

Brilliant for savings.

5
After lots of research, I opened an Atom savings account and I’m glad I did. I’ve been able to earn money while saving, but been confident that my money is accessible if I need it. The app is great and my money feels safe and secure. Reviewed on: 17th April 2025

Great app & competitive interest rates.

5
Great app and competitive interest rates. Reviewed on: 17th April 2025

Fast, accurate, good saving rates.

5
Fast, accurate, good saving rates. App work well. Reviewed on: 17th April 2025

Easy setup and app management

5
Easy setup and app management. Easy to access account and transfer money Reviewed on: 17th April 2025

really great and easy to use banking app

5
really great and easy to use banking app Reviewed on: 17th April 2025

Great interest rates on savings

5
Atom gave a great rate of interest on their fixed rate savings accounts which were very easy to set up and manage via their App. Reviewed on: 17th April 2025

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