Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

First Class allround.

5
Excellent communication. The App is simple and effective. Reviewed on: 17th April 2025

It works!

5
It works! Great products. Excellent Reviewed on: 17th April 2025

My account is very easy to manage on my phone app.

5
My account is very easy to manage on my phone app. And if I need any help there's always a friendly and efficient person to talk to on the phone. Reviewed on: 17th April 2025

It’s easy to use the app..

5
It’s easy to use the app and you have complete and immediate control over your money Reviewed on: 17th April 2025

Fixed Saver Review

5
Easy to setup. Very clear what you are getting and clear communications at every stage. Reviewed on: 17th April 2025

No frills

5
Just an easy, no nonsense way to bank. Reviewed on: 17th April 2025

Competitive products

5
Prompt efficient service providing excellent competitive products . Reviewed on: 17th April 2025

Good safe easy transactions, best in market interest...

5
Good safe easy transactions, best in market interest rates. Very happy customer Reviewed on: 17th April 2025

Best user friendly experience

5
It's been very good. Easy to use and very user friendly. It has been straight forward to open accounts and deposit funds in a quick manner. The terms and conditions are very easy to understand. Reviewed on: 17th April 2025

Very good app, good rates and good communication.

5
Very good app, good rates and good communication. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products