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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Be adamant its Atom Bank

5
I discovered The Atom bank via The Martin Lewis Money Program and took his recommendation and moved my savings in Atom. The interest rate are great and the app keeps you up to date all the time. Reviewed on: 17th April 2025

Easy transactions very straightforward

5
Easy transactions very straightforward Reviewed on: 17th April 2025

Saved with Atom for years they are easy to deal with...

5
Saved with Atom for years they are easy to deal with, simple explanations and you get what is promised. I have introduced many people to Atom and they say the same Reviewed on: 17th April 2025

Good Rates Of Interest And Easy To Apply

5
Atom Bank has a very easy to.use intuitive app. They have consistently have very competitive rates of interest and the application process is dead easy.. Reviewed on: 17th April 2025

What you see is what you get.

5
Excellent customer service, easy to contact and someone always gets back to you quickly. Interest rates on savings accounts are fab too and easy to understand the rate of interest you will receive. Well done Atom. Reviewed on: 17th April 2025

Very competitive rates and a seamless online experie...

5
Very competitive rates and a seamless online experience. I’ve only had to ring them once and was pleasantly surprised to be talking to a real person within a minute. Reviewed on: 17th April 2025

Great company

5
I have been with Atom for a number of years and can truly say that the service, product package and communication has been superb all that time I would have no hesitation in reccomending them Reviewed on: 17th April 2025

Excellent Livechat service snd great interest rates

5
I've occasionally used the live chat to ask question and received immediate and very good feedback. I have four savings accounts with you because I like your interest rates. Reviewed on: 17th April 2025

Easy to understand banking

5
Know exactly what will happen to my money with great easy to use app Reviewed on: 17th April 2025

Easy to use app, easy to transfer money and it is re...

5
Easy to use app, easy to transfer money and it is received instantly! Good interest rate paid monthly Reviewed on: 17th April 2025

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