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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Very simple to use

5
Very simple to use , good interest rates and doesn’t bombard with adverts Reviewed on: 17th April 2025

Great service

5
Very good rates and easy to use. Reviewed on: 17th April 2025

First time user of Atom Bank

5
First time user of Atom Bank, where I invested my savings and received an excellent fixed rate on my investment. I was given 2 weeks notice that my investment was about to mature and informed a further email would be sent 3 days before maturity to confirm my options (reinvest, split or withdraw). Good communication. Reviewed on: 17th April 2025

Safe and secure.

5
I have had investments for several years and have found atom bank to be very satisfactory Reviewed on: 17th April 2025

Easy to set up and manage account great interest rat...

5
Easy to set up and manage account great interest rate and easy app Reviewed on: 17th April 2025

The phonecall I had was so helpful.

5
The phonecall I had was so helpful. The app is clear. Reviewed on: 17th April 2025

Good all round.

5
Good all round.Very easy to use the app.Competitive interest rates. Reviewed on: 17th April 2025

Very professional and an amazing service

5
Very professional and an amazing service Reviewed on: 17th April 2025

Straightforward savings at competitive rates.

5
Straightforward savings at competitive rates. Easy to set up and use the app. Reviewed on: 17th April 2025

Excellent customer service

5
The app is so easy to use and if you need help the customer service is rapid and very efficient Reviewed on: 17th April 2025

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