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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Brilliant savings account.

Brilliant savings account. Very good service through chat. Reviewed on: 17th April 2025

Very Satisfied Customer

The app is very easy to use and the customer service team are easily accessible, very friendly and helpful if you need to call them. I would recommend Atom Bank to anyone who has money to save. Reviewed on: 17th April 2025

Money transfer is incredibly quick

Money transfer is incredibly quick Reviewed on: 17th April 2025

Good Interest rates and a user friendly app.

Good Interest rates and a user friendly app. On the couple of occasions I have rang Atom, the call is always answered promptly and the people are lovely. Reviewed on: 17th April 2025

Fantastic!!!

My account was easy to set up and is so easy to manage. The interest rate is very competitive. What's not to like? Reviewed on: 17th April 2025

Efficient processes

Easy, hassle-free process to set up the account, with clear communication and updates thereafter. Very efficient and no issues at all. Reviewed on: 17th April 2025

Easy to use, competitive rates.

Easy to use app: money in, see maturity balance or monthly interest. Choice of accounts to suit needs both long and short term. Easy to take interest as monthly income. Good communications via email and app when near to maturity and clear instructions and options at these times. Secure site. Reviewed on: 17th April 2025

Great Online Bank

I have been using Atom for fixed savers for about 5 years and I love it. I love the ease of opening a new account, the speedy transfer of funds and the great interest rates. Reviewed on: 17th April 2025

Easy to use

Easy to use, excellent Rates have not used customers services so can't comment meaningfully Reviewed on: 17th April 2025

Easy app to use, Great communication to keep you inf...

Easy app to use, Great communication to keep you informed all the way. Excellent rates. Reviewed on: 17th April 2025

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