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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Efficient processes

Easy, hassle-free process to set up the account, with clear communication and updates thereafter. Very efficient and no issues at all. Reviewed on: 17th April 2025

Easy to use, competitive rates.

Easy to use app: money in, see maturity balance or monthly interest. Choice of accounts to suit needs both long and short term. Easy to take interest as monthly income. Good communications via email and app when near to maturity and clear instructions and options at these times. Secure site. Reviewed on: 17th April 2025

Great Online Bank

I have been using Atom for fixed savers for about 5 years and I love it. I love the ease of opening a new account, the speedy transfer of funds and the great interest rates. Reviewed on: 17th April 2025

Easy to use

Easy to use, excellent Rates have not used customers services so can't comment meaningfully Reviewed on: 17th April 2025

Easy app to use, Great communication to keep you inf...

Easy app to use, Great communication to keep you informed all the way. Excellent rates. Reviewed on: 17th April 2025

Does what it says on the tin

Excellent service and clear communication Reviewed on: 17th April 2025

Recomended

Love it, easy to use and understand Reviewed on: 17th April 2025

Stable reliable platform.

Stable reliable platform. Simple to use and user-friendly interface. Easy navigation with all the required and relevant information. Reviewed on: 17th April 2025

Been with the bank since it started.

Been with the bank since it started. I love the App as it is very easy to navigate. Excellent rates of interest paid on multiple products. Easy to add and withdraw money. Contacting customer service very easy with helpful and speedy response. Highly recommended financial institution. Reviewed on: 17th April 2025

It does what it says on the tin.

To paraphrase another well known brand, it does what it says on the tin. It is an easy and convenient and competitive way to save money. It does that well rather than try to sell you unwanted financial products. Reviewed on: 17th April 2025

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