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Atom Bank: Savings reviews

View other Atom Bank products
4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Really competitive rates and easy to use.

5
Really competitive rates and easy to use. App interface with a timeline of transactions and activity is clear; combining information of Interest Rates, Payments, Monthly statements; a bit more modern than a table! Instant Saver Reward is very competitive. Reviewed on: 17th April 2025
Seb L's avatar
Seb L

Excellent

5
Extremely easy app to use. Good interest rates and their customer service is first class Reviewed on: 17th April 2025
Lorna R's avatar
Lorna R

Interest rate high, transaction super safe

5
Interest rate is high, that is everything, and the transaction process is so secure, feeling safe when saving money in Atom bank Reviewed on: 17th April 2025
J X's avatar
J X

Easy account to set up and transfer funds in and out...

5
Easy account to set up and transfer funds in and out off .The app is also very user friendly Reviewed on: 17th April 2025
Lee w's avatar
Lee w

Easy to use app

5
It has been very easy to manage my savings using the Atom app Reviewed on: 17th April 2025
DB's avatar
DB

Easy website, all online so paperless, great interes...

5
Easy website, all online so paperless, great interest rates with multiple choices of terms. Reviewed on: 17th April 2025
Alk's avatar
Alk

Setting up fixed bond accounts has been easy and smo...

5
Setting up fixed bond accounts has been easy and smooth with good interest rates. Reviewed on: 17th April 2025
Cwefinjd ef I's avatar
Cwefinjd ef I

Will stay with Atom

5
My account is yielding well and I have no problems in servicing it Reviewed on: 17th April 2025
Derek M's avatar
Derek M

I've been with atom for several years now, easy to s...

4
I've been with atom for several years now, easy to set up and transfer money with some good interest accounts, easy access and fixed rate. Overall a great bank Reviewed on: 17th April 2025
Phillip H's avatar
Phillip H

Easy to use app

5
Simple to use app. Clear set up and no issues so far Reviewed on: 17th April 2025
Alyson P's avatar
Alyson P

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