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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Feels like the future of banking!

I’ve been with Atoms Bank for about five months now, and it’s been great so far. Super easy to use, fast support when I need it, and I feel confident keeping a large chunk of my savings here. Honestly, it just works—and that’s exactly what I want from a bank. Definitely feels like a Bank of the Year to me. Reviewed on: 17th April 2025

Atom savings products are very competitive

Atom savings products are very competitive and maintain interest rate higher than most other banks. Accounts are very straightforward to set up via the app and transactions with my other bank accounts are immediate without delay. Reviewed on: 17th April 2025

Efficient with competitive interest rates.

Efficient with competitive interest rates. Reviewed on: 17th April 2025

Easy Peasy

Great App - easy to use and information/ documents well signposted. Never had any problems opening, closing or transferring using the app. Interest rates always competitive . Live in Co Durham so good to use local products. Reviewed on: 17th April 2025

I have been a customer with Atom Bank for over 2 yea...

I have been a customer with Atom Bank for over 2 years now. During the time that I have been with them I have always found interest on my savings accountsto be very competitive. Whenever I have needed to deposit funds or withdraw funds they have always expedited the transaction very quickly. Reviewed on: 17th April 2025

I like Atom and their attitude, very positive.

I like Atom and their attitude, very positive. Good rates and fair on withdrawal rate. Only thing is interest cannot be paid out monthly and when using app on iPad it does not change to landscape view. Reviewed on: 17th April 2025

Very easy to set up and great app.

Very easy to set up and great app. Competitive rates of interest too. Only used for several fixed rate accounts so can’t comment on other products Reviewed on: 17th April 2025

great products and rates

Easy app great security great products and rates Reviewed on: 17th April 2025

Why can’t they all be as easy and efficient as Atom!

Great so easy to use, simple straight forward. No delayed payments blink and it is in your account. Reviewed on: 17th April 2025

1st class efficient service.

1st class efficient service. Telephone calls were answered quickly by a human rather than options. The queries were dealt with and solved immediately. Reviewed on: 17th April 2025

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