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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

I am a long term user and fan of Atom Bank but have...

4
I am a long term user and fan of Atom Bank but have been disappointed by interest rates offered Reviewed on: 17th April 2025

Easy to set up and a great interest rate.

5
Easy to set up and a great easy access interest rate. Reviewed on: 17th April 2025

Exceptiinal Customer Service

5
Very easy to call them. Not a long holding time as with other companies. Always very polite and efficient. Also very good rates. Their online app eady to use. Reviewed on: 17th April 2025

Great, easy banking

5
Great, easy banking. Keep me informed. Reviewed on: 17th April 2025

Reliable and competitive

5
A customer for many years and Atom are always professional, reliable and competitive. I like the user friendly website which is simple to navigate. Reviewed on: 17th April 2025

Good ui and easy to use, would recommend to others

4
Good ui and easy to use, would recommend to others Reviewed on: 17th April 2025

I'd never heard of this bank before but my experienc...

4
I'd never heard of this bank before but my experience with them has been good. Great interest rates and fantastic customer service , what's not to like Reviewed on: 17th April 2025

Good customer relations and good interest rates

5
Good customer relations and good interest rates Reviewed on: 17th April 2025

Very satisfied with Atom for the last four years

5
Very satisfied with Atom for the last four years Reviewed on: 17th April 2025

Question answered

5
I had a question and called them, was answered by a UK based support and was given an answer straight away by a friendly Geordie. Reviewed on: 17th April 2025

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