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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Transparent, easy to use and highly recommended.

Easy to use. Good communicators and up front about interest rate changes. Reviewed on: 17th April 2025

I've been really impressed with the ease of use of t...

I've been really impressed with the ease of use of their app and the account terms and details. ultimately, the proof is in the pudding. High rates, cheap, easy to navigate - it's the bank for digital basics. Reviewed on: 17th April 2025

Excellent, no-nonsense savings account

Excellent, no-nonsense savings account Reviewed on: 17th April 2025

Excellent service

Good on line experience, I can move money quickly and I see my savings growing each month as I see what I earn in interest monthly. Reviewed on: 17th April 2025

Reward Saver is great

I was looking for a bank that rewarded me for saving without locking my money away. I feel confident with Atom bank because I know my money is protected by FSCS, I am paid interest monthly so I can see how much interest I am earning and with the reward saver I know that I won't be unfairly penalised for making a withdrawal. Reviewed on: 17th April 2025

Great bank, easy to use and excellent custom service

Great bank, easy to use and excellent custom service Reviewed on: 17th April 2025

Such an easy banking experience - best account I have!

Such an easy banking experience - best account I have! Reviewed on: 17th April 2025

Straightforward and easy to operate.

Straightforward and easy to operate. Reviewed on: 17th April 2025

6 month saver

I was looking for a high interest 6 month saving plan until the new tax year started and I was not disappointed with Atom it has done exactly what I wanted and now the plan is due to mature they have given me several options moving forward which again are with incredible rates. Having made my decision to reinvest some, the process has been so easy! I am really satisfied Reviewed on: 17th April 2025

Easy to use and good rates

I have two accounts with Atom and have used them for years now. App is very easy to use and one account ( instant saver) has market leading rates. If only they did an ISA !!! Odd they don’t. Reviewed on: 17th April 2025

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