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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Great app based savings account

Lots of great options to save money in various account types with differing lengths of time that suit everyone. Really great app that is user friendly and clear to navigate. Never had any issues and my money feels secure. Reviewed on: 17th April 2025

Transparent and honest banking

Easy to use app, keeps me informed of any changes timeously. Compatible interest rates. Reviewed on: 17th April 2025

Easy to set up, great interest rates & prompt payment

Easy to set up, great interest rates & prompt payments on 1st day of the month Reviewed on: 17th April 2025

Easy to use !

Easy to use works every time very pleased! Reviewed on: 17th April 2025

Clear and easy to use App

Clear and easy to use App with competitive saving interest rates Reviewed on: 17th April 2025

High interest savings made easy

Fairly easy to deposit send and receive money into Atom. Highest interest rates for any instant access account (when I created account in 2024). I am saving for a house and put any savings on top of the £4k/year that goes into my LISA into Atom as it gains more interest. Having it available for instant access is good peace of mind in case I need the money in an emergency. The only downsides I have are the month of lower interest after withdrawing any money (but this in my opinion is worth the higher interest rates when not withdrawing, and it resets after one month), and depositing money is done in the same way as moving money between bank accounts. It would be nice to have the option to have the app connect to my banking app to be able to move money that way but it is not necessary. Reviewed on: 17th April 2025

Didn’t know Banking was this easy.

Didn’t know Banking was this easy. Reviewed on: 17th April 2025

Easy set up, great value

Very easy to set up a savings account at a decent rate Reviewed on: 17th April 2025

RN Atom bank

Simple access, fast transfers. User friendly app, never had any problems. Account history is easy to view. Not sure what more I can say but annoyingly Atom is telling me my review isn't long enough. Finally! 200 characters is enough! Reviewed on: 17th April 2025

Easy to access and manage my accounts with great sav...

Easy to access and manage my accounts with great savings interest rates. Reviewed on: 17th April 2025

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