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Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Good ui and easy to use, would recommend to others

4
Good ui and easy to use, would recommend to others Reviewed on: 17th April 2025

I'd never heard of this bank before but my experienc...

4
I'd never heard of this bank before but my experience with them has been good. Great interest rates and fantastic customer service , what's not to like Reviewed on: 17th April 2025

Good customer relations and good interest rates

5
Good customer relations and good interest rates Reviewed on: 17th April 2025

Very satisfied with Atom for the last four years

5
Very satisfied with Atom for the last four years Reviewed on: 17th April 2025

Question answered

5
I had a question and called them, was answered by a UK based support and was given an answer straight away by a friendly Geordie. Reviewed on: 17th April 2025

Very easy to set up, transfer and deal with maturity...

5
Very easy to set up, transfer and deal with maturity options. Offers a number of savings options which are all at, or near, the top rates on offer. The App is very easy to use and provides information in an easy format to understand. Reviewed on: 17th April 2025

Great service

5
Been with Atom a number of years.Their rates are competitive and service second to none.Easy to use app. Reviewed on: 17th April 2025

Very good, very nice

5
Very easy app to use, all clearly visible. Easy interface to understand Reviewed on: 17th April 2025

Excellent no-frills banking

5
Easy to set-up, easy to manage via the app, and a decent rate of interest. Reviewed on: 17th April 2025

Top notch online bank.

5
Easy to use App. Great choice of savings products. Great interest rates. A good choice for all the family. Reviewed on: 17th April 2025

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