Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Great bank, easy to use app, very user friendly

5
Great bank, easy to use app, very user friendly Reviewed on: 17th April 2025

Fantastic!

5
Great rates very easy to use app with simple unfussy information at your fingertips Reviewed on: 17th April 2025

Have had an excellent experience.

5
Have had an excellent experience. At all times felt that my money was safe, with a fantastic website to keep myself informed and up to date. Reviewed on: 17th April 2025

Great service and rates

5
Very easy website. Good rates. Never any issues Reviewed on: 17th April 2025

My savings account has the best interest rate availa...

5
My savings account has the best interest rate available and the app is clear and easy to use overall excellent service. Up and Atom! Reviewed on: 17th April 2025

Great online experience and great rates

5
Great online experience and great rates Reviewed on: 17th April 2025

A forward thinking bank with truly excellent custo...

5
A forward thinking bank with truly excellent customer service Reviewed on: 17th April 2025

Great app based savings account

5
Lots of great options to save money in various account types with differing lengths of time that suit everyone. Really great app that is user friendly and clear to navigate. Never had any issues and my money feels secure. Reviewed on: 17th April 2025

Transparent and honest banking

5
Easy to use app, keeps me informed of any changes timeously. Compatible interest rates. Reviewed on: 17th April 2025

Easy to set up, great interest rates & prompt payment

5
Easy to set up, great interest rates & prompt payments on 1st day of the month Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products