Smart Money People Logo

Atom Bank: Savings reviews

4.93
Based on 4,592 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025
Peter Bower 's avatar
Peter Bower

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (4592)

Easy to set up and transfer money in and out.

5
Easy to set up and transfer money in and out. Good interest rates Reviewed on: 16th April 2025

Simply easy to work with and great communication.

5
Simply easy to work with and great communication. They look after my interests Reviewed on: 16th April 2025

Fantastic service and excellent customer support

5
Fantastic service and excellent customer support Reviewed on: 16th April 2025

Great Bank!

5
Have three accounts with Atom Bank. Everything is simple and straightforward. Customer service is topnotch. Definitely 5 Stars! Reviewed on: 16th April 2025

Opening an Instant Saver with Atom Bank was incredib...

5
Opening an Instant Saver with Atom Bank was incredibly straightforward. The app is simple to use, with a clear interface and with no apparent bugs like many of the other major banks. Reviewed on: 16th April 2025

Atom Fixed Rate Bonds

5
I’ve had a couple of Fixed Rate Bonds with an Atom Bank as they offer a very good Interest on my savings. Also Atom Bank offer Monthly and Annual interest on my savings which is more suitable for me, as I only want monthly interest. The Atom App is also very good and easy to navigate your way around. Reviewed on: 16th April 2025

Best bank for savings

5
Have used Atom for savings for a few years…….majn reason is very easy to navigate the site & brilliant communication together with competitive rates. Reviewed on: 16th April 2025

Great everything.

5
Great. Straight forward and easy app to work. Can’t go wrong with Atom. Reviewed on: 16th April 2025

Competitive interest rates, Great App.

5
Attracted to Atom Bank because of very competitive interest rates on savings. Account was easy to open online and the App is great and straightforward to use. I like that when you open the app it immediately shows you balance, interest rate and account number details without having to hunt around. Informed promptly by email of any changes to the account interest. Reviewed on: 16th April 2025

Atom overall

5
Atom's app is very efficient and easy in navigation. The Customer Services reps are very helpful and always with prompt and knowledgeable responses. Savings options and interest rates continue to be competitive and good. Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.26 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.87 from 50 reviews
    Atom Bank
    View all products