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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great bank, easy to use and excellent custom service

Great bank, easy to use and excellent custom service Reviewed on: 17th April 2025

Such an easy banking experience - best account I have!

Such an easy banking experience - best account I have! Reviewed on: 17th April 2025

Straightforward and easy to operate.

Straightforward and easy to operate. Reviewed on: 17th April 2025

6 month saver

I was looking for a high interest 6 month saving plan until the new tax year started and I was not disappointed with Atom it has done exactly what I wanted and now the plan is due to mature they have given me several options moving forward which again are with incredible rates. Having made my decision to reinvest some, the process has been so easy! I am really satisfied Reviewed on: 17th April 2025

Easy to use and good rates

I have two accounts with Atom and have used them for years now. App is very easy to use and one account ( instant saver) has market leading rates. If only they did an ISA !!! Odd they don’t. Reviewed on: 17th April 2025

Just an excellent alternative to main stream banks...

Just an excellent alternative to ‘main stream’ banks who increasingly show little interest in customers preferences Reviewed on: 17th April 2025

Great Bank, simple and easy to use

Great Bank, simple and easy to use Reviewed on: 17th April 2025

Great rates, excellent service.

Great rates, excellent service. Easy access or fixed rate, great for savings. Have used Atom for years now and find them good to do business with. Reviewed on: 17th April 2025

The app is so easy to use and my money goes into my...

The app is so easy to use and my money goes into my account instantly and any money I take out goes instantly into my nominated account. Reviewed on: 17th April 2025

great service for my savings! savings with them!

A great bank ,proud to have my savings with them!A good fixed rate.No fuss.Just very good.Happy to use them!I've had no problem with them. Reviewed on: 17th April 2025

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