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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Excellent, no-nonsense savings account

Excellent, no-nonsense savings account Reviewed on: 17th April 2025

Excellent service

Good on line experience, I can move money quickly and I see my savings growing each month as I see what I earn in interest monthly. Reviewed on: 17th April 2025

Reward Saver is great

I was looking for a bank that rewarded me for saving without locking my money away. I feel confident with Atom bank because I know my money is protected by FSCS, I am paid interest monthly so I can see how much interest I am earning and with the reward saver I know that I won't be unfairly penalised for making a withdrawal. Reviewed on: 17th April 2025

Great bank, easy to use and excellent custom service

Great bank, easy to use and excellent custom service Reviewed on: 17th April 2025

Such an easy banking experience - best account I have!

Such an easy banking experience - best account I have! Reviewed on: 17th April 2025

Straightforward and easy to operate.

Straightforward and easy to operate. Reviewed on: 17th April 2025

6 month saver

I was looking for a high interest 6 month saving plan until the new tax year started and I was not disappointed with Atom it has done exactly what I wanted and now the plan is due to mature they have given me several options moving forward which again are with incredible rates. Having made my decision to reinvest some, the process has been so easy! I am really satisfied Reviewed on: 17th April 2025

Easy to use and good rates

I have two accounts with Atom and have used them for years now. App is very easy to use and one account ( instant saver) has market leading rates. If only they did an ISA !!! Odd they don’t. Reviewed on: 17th April 2025

Just an excellent alternative to main stream banks...

Just an excellent alternative to ‘main stream’ banks who increasingly show little interest in customers preferences Reviewed on: 17th April 2025

Great Bank, simple and easy to use

Great Bank, simple and easy to use Reviewed on: 17th April 2025

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