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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to access and open accounts

5
Easy to access and open accounts Reviewed on: 17th April 2025

Great bank with great people, really helpful and ea...

5
Great bank with great people, really helpful and easy to work with and pay fair rates Reviewed on: 17th April 2025

Good interest rate for all saving accounts

4
Good interest rate for all saving accounts Reviewed on: 17th April 2025

So easy to get set up and super easy to use!

5
So easy to get set up and super easy to use! Great app design, smooth UI Reviewed on: 17th April 2025

Easy on line app based bank with great products

5
Easy on line app based bank with great products Reviewed on: 17th April 2025

Very easy to set up, very easy to deal with customer...

5
Very easy to set up, very easy to deal with customer support who genuinely seem to care and take their time on the call. Setting up accounts is a breeze, from fixed term savings to more flexible options or moving from fixed to flexible and vice versa, it is all super simple and the % rates are continously competative. Reviewed on: 17th April 2025

Easy to use.

5
Easy to use. Good competitive rates. Very secure Reviewed on: 17th April 2025

Provide a great offering, app is very easy to use an...

5
Provide a great offering, app is very easy to use and straight forward setup Reviewed on: 17th April 2025

Does everything a bank should with no stress or fuss.

5
Does everything a bank should with no stress or fuss. Reviewed on: 17th April 2025

Top Rates!

5
Atom always have good rates and are consistently the best and most competitive. Reviewed on: 17th April 2025

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