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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Great rates, really easy to manage

Great rates, very easy to understand accounts, calculate returns, transfers and never problem getting into app Reviewed on: 17th April 2025

Excellent bank

Easy to use website- good rates and excellent communication Reviewed on: 17th April 2025

Excellent service

Extremely easy to use App. Good response from customer services to sort any issues. Competitive interest rates. Reviewed on: 17th April 2025

Great rates and products

I have using Atom Bank for some years now following a recommendation by Martin Lewis. They have always given very good rates, they have the right range of products to suit my needs and the app is very easy to navigate. On the rare occasions I have needed to contact them for support my query has been very quickly resolved. Reviewed on: 17th April 2025

Great online banking

Great online banking great interest rate easy to check how your money is doing easy access to your bank account plenty of accounts and great interest rates for short term savings Reviewed on: 17th April 2025

Good & quick customer support.

Good & quick customer support. After initial teething problems App usually works well & use as was first app only bank. Continues to offer competitive interest rates. Clear & concise future interest payment info. Reviewed on: 17th April 2025

Atom Fixed Term Savings Account

I started using Atom Bank for saving a few years ago purely because their rates were so good and when that term ended, I had no hesitation in setting up a new one. The process of opening the account was straightforward and I have had no problems in accessing my account. Their customer service is good, whilst they keep me notified of any changes to terms and conditions etc, I don't get bombarded with emails which is great. Reviewed on: 17th April 2025

Atom Bank

Excellent, professional and friendly, all the qualities you need in a bank. Reviewed on: 17th April 2025

Excellent all round bank.

Excellent all round bank. App easy to use but very security conscious, customer service great, highly recommended. Reviewed on: 17th April 2025

Contact with Atom

Whenever phoned customer service, all problems sorted promptly and efficiently. Reviewed on: 17th April 2025

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