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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Excellent Savings Vehicle

So easy to set up an online account that provides very competitive rates that many traditional savings providers just cannot match . Interest being applied monthly is a real benefit and everything is covered by £85k protection. . Communication via the App is excellent and its simple to download statements if required Reviewed on: 17th April 2025

A quality bank worth the investment

My experience is from various perspectives: opening accounts for myself after being recommended Atom by a friend; opening an account for my Mum under Power of Attorney and closing my Mum's account when she died. In all cases, especially on my Mother's death Atom have been efficient, friendly, easy to use, prompt and most of all human! They pay a very competitive rate - with fantastic service. You normally get 1 or the other, not both! Reviewed on: 17th April 2025

Helpful in all areas and, particularly, in being abl...

Helpful in all areas and, particularly, in being able to talk with human beings from the beginning. Also, the interest rates are good. Reviewed on: 17th April 2025

Great interest rate, simple app.

Great interest rate, simple app. So far very happy with Atom. Reviewed on: 17th April 2025

Excellent support and Value for my money

I have had little need to communicate with the bank and I see that as a good indicator. If you are constantly calling them or they you, it suggests something isn’t working. Atom have and continue to work well for me with a level of professionalism that should be applauded. Reviewed on: 17th April 2025

Easy App to use/navigate and good products.

Easy App to use/navigate and good products. Reviewed on: 17th April 2025

Atom Bank is excellent.

Atom Bank is excellent. We've had a couple of six month bonds with them, which were easy to set up and access. Easy to withdraw money on maturity too. Plus a good interest rate. Reviewed on: 17th April 2025

User friendly Atom Bank

very customer friendly, easy app to work, kept informed throughout, exceptional customer service. Reviewed on: 17th April 2025

Fantastic service.

When I was looking to invest the rates were really good, it was easy to set up the account and the interest was paid when I wanted it, fantastic service. Reviewed on: 17th April 2025

Secure app which give loads of confidence

Secure app which give loads of confidence on the Bank's operation and safety of customer money. Reviewed on: 17th April 2025

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