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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great interest rate, simple app.

5
Great interest rate, simple app. So far very happy with Atom. Reviewed on: 17th April 2025

Excellent support and Value for my money

5
I have had little need to communicate with the bank and I see that as a good indicator. If you are constantly calling them or they you, it suggests something isn’t working. Atom have and continue to work well for me with a level of professionalism that should be applauded. Reviewed on: 17th April 2025

Easy App to use/navigate and good products.

5
Easy App to use/navigate and good products. Reviewed on: 17th April 2025

Atom Bank is excellent.

5
Atom Bank is excellent. We've had a couple of six month bonds with them, which were easy to set up and access. Easy to withdraw money on maturity too. Plus a good interest rate. Reviewed on: 17th April 2025

User friendly Atom Bank

5
very customer friendly, easy app to work, kept informed throughout, exceptional customer service. Reviewed on: 17th April 2025

Fantastic service.

5
When I was looking to invest the rates were really good, it was easy to set up the account and the interest was paid when I wanted it, fantastic service. Reviewed on: 17th April 2025

Secure app which give loads of confidence

5
Secure app which give loads of confidence on the Bank's operation and safety of customer money. Reviewed on: 17th April 2025

If only all banks could be providing a service as ea...

5
If only all banks could be providing a service as easy as the one ATOM provides us with!!! Reviewed on: 17th April 2025

found the application process easy and the app ver...

5
I found the application process easy and the app very easy to use. The interest rates have been good. I have recommended Atom to several of my friends who are now banking with Atom now. Customer Service was good when I needed them. Overall a great bank. Reviewed on: 17th April 2025

Always available to talk to 24/7

5
Always available to talk to 24/7 Reviewed on: 17th April 2025

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