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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Really good, secure feeling bank.

5
Really good, secure feeling bank. Reviewed on: 17th April 2025

Atom- a great company

5
Atom provide good interest rates with a straightforward app to manage accounts Reviewed on: 17th April 2025

Easy to use

5
Easy to use app good for adding money and taking money out. Have not used customer service. Reviewed on: 17th April 2025

Happy Customer

5
First class service and good interest rates. Reviewed on: 17th April 2025

Review of Atom Bank

5
With the market at it is, interest rates have gone down from when I first opened my accounts, but I am still very happy with the products and services provided by Atom. The app is easy to use. Reviewed on: 17th April 2025

Great rates, really easy to manage

5
Great rates, very easy to understand accounts, calculate returns, transfers and never problem getting into app Reviewed on: 17th April 2025

Excellent bank

5
Easy to use website- good rates and excellent communication Reviewed on: 17th April 2025

Excellent service

5
Extremely easy to use App. Good response from customer services to sort any issues. Competitive interest rates. Reviewed on: 17th April 2025

Great rates and products

5
I have using Atom Bank for some years now following a recommendation by Martin Lewis. They have always given very good rates, they have the right range of products to suit my needs and the app is very easy to navigate. On the rare occasions I have needed to contact them for support my query has been very quickly resolved. Reviewed on: 17th April 2025

Great online banking

5
Great online banking great interest rate easy to check how your money is doing easy access to your bank account plenty of accounts and great interest rates for short term savings Reviewed on: 17th April 2025

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