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Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Easy to use app and user friendly

5
Easy to use app and user friendly Reviewed on: 17th April 2025

Excellent rates, reliable & well designed app.

5
Excellent rates, reliable & well designed app. Reviewed on: 17th April 2025

12 years a rave.....

5
I join them back in 2012 and have had a great experience over the years ........ Reviewed on: 17th April 2025

First Class Service!

5
Very easy to use set up and use accounts. Reviewed on: 17th April 2025

Great bank!

5
Great bank, easy to apply, functional app and great interest rate. Reviewed on: 17th April 2025

Good Service Bank

5
I have been with Atom for a lot of years now and if i have any queries i can call them, and they talk me through everything i need to do, even though i am slow they never rush you. Also the app is easy to use Reviewed on: 17th April 2025

Age friendly app

4
Clear no nonsense and user friendly app Reviewed on: 17th April 2025

Good online bank

5
Easy to set up kept informed about progress good rates Reviewed on: 17th April 2025

Great rates, even better customer service.

5
I had initially made a mistake opening my account and customer service had to help me change it. They were very helpful and listened and came up with the solution straight away. This corrected the issue and solved the problem. There regular communication is also clear and valuable. Reviewed on: 17th April 2025

Confident banking

5
Been banking with Atom using various account types for many years with confidence. The process is very easy to navigate and access at any time and there is a number to call if a problem occurs. Reviewed on: 17th April 2025

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