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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Excellent service

5
Extremely easy to use App. Good response from customer services to sort any issues. Competitive interest rates. Reviewed on: 17th April 2025

Great rates and products

5
I have using Atom Bank for some years now following a recommendation by Martin Lewis. They have always given very good rates, they have the right range of products to suit my needs and the app is very easy to navigate. On the rare occasions I have needed to contact them for support my query has been very quickly resolved. Reviewed on: 17th April 2025

Great online banking

5
Great online banking great interest rate easy to check how your money is doing easy access to your bank account plenty of accounts and great interest rates for short term savings Reviewed on: 17th April 2025

Good & quick customer support.

4
Good & quick customer support. After initial teething problems App usually works well & use as was first app only bank. Continues to offer competitive interest rates. Clear & concise future interest payment info. Reviewed on: 17th April 2025

Atom Fixed Term Savings Account

5
I started using Atom Bank for saving a few years ago purely because their rates were so good and when that term ended, I had no hesitation in setting up a new one. The process of opening the account was straightforward and I have had no problems in accessing my account. Their customer service is good, whilst they keep me notified of any changes to terms and conditions etc, I don't get bombarded with emails which is great. Reviewed on: 17th April 2025

Atom Bank

5
Excellent, professional and friendly, all the qualities you need in a bank. Reviewed on: 17th April 2025

Excellent all round bank.

5
Excellent all round bank. App easy to use but very security conscious, customer service great, highly recommended. Reviewed on: 17th April 2025

Contact with Atom

5
Whenever phoned customer service, all problems sorted promptly and efficiently. Reviewed on: 17th April 2025

Great rates and rewards on instant savings accounts.

5
I switched to Atom to take advantage of their great interest rates on instant savings accounts after my bank of over 10 years dropped their rates again. The set up and transfer process was both easy and felt incredibly secure. This is an ideal account for anyone who wants their savings to work for them and you are rewarded with a higher rate when your money is untouched. Even the lower rate after withdrawal was much higher than my previous banks so switching was a no brainer! Reviewed on: 17th April 2025

Great mobile banking experience

5
Really easy to use and well designed mobile app makes banking with Atom a breeze. Friendly messaging and email notifications makes sure I am kept up to date with any updates. Reviewed on: 17th April 2025

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