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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Excellent bank

Easy to use website- good rates and excellent communication Reviewed on: 17th April 2025

Excellent service

Extremely easy to use App. Good response from customer services to sort any issues. Competitive interest rates. Reviewed on: 17th April 2025

Great rates and products

I have using Atom Bank for some years now following a recommendation by Martin Lewis. They have always given very good rates, they have the right range of products to suit my needs and the app is very easy to navigate. On the rare occasions I have needed to contact them for support my query has been very quickly resolved. Reviewed on: 17th April 2025

Great online banking

Great online banking great interest rate easy to check how your money is doing easy access to your bank account plenty of accounts and great interest rates for short term savings Reviewed on: 17th April 2025

Good & quick customer support.

Good & quick customer support. After initial teething problems App usually works well & use as was first app only bank. Continues to offer competitive interest rates. Clear & concise future interest payment info. Reviewed on: 17th April 2025

Atom Fixed Term Savings Account

I started using Atom Bank for saving a few years ago purely because their rates were so good and when that term ended, I had no hesitation in setting up a new one. The process of opening the account was straightforward and I have had no problems in accessing my account. Their customer service is good, whilst they keep me notified of any changes to terms and conditions etc, I don't get bombarded with emails which is great. Reviewed on: 17th April 2025

Atom Bank

Excellent, professional and friendly, all the qualities you need in a bank. Reviewed on: 17th April 2025

Excellent all round bank.

Excellent all round bank. App easy to use but very security conscious, customer service great, highly recommended. Reviewed on: 17th April 2025

Contact with Atom

Whenever phoned customer service, all problems sorted promptly and efficiently. Reviewed on: 17th April 2025

Great rates and rewards on instant savings accounts.

I switched to Atom to take advantage of their great interest rates on instant savings accounts after my bank of over 10 years dropped their rates again. The set up and transfer process was both easy and felt incredibly secure. This is an ideal account for anyone who wants their savings to work for them and you are rewarded with a higher rate when your money is untouched. Even the lower rate after withdrawal was much higher than my previous banks so switching was a no brainer! Reviewed on: 17th April 2025

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