Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

View other Atom Bank products

4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Excellent experience

Brilliant service. No problems with operating bank application. Reviewed on: 17th April 2025

Atom app

Easy to access online and customer service assistants are professional & accommodating. Reviewed on: 17th April 2025

Atom, the atomic bank

Easy to use app, great communication and updates without being invasive. Very favourable rates of interest, quicker than others to put rates up when possible. Reviewed on: 17th April 2025

Very easy app to use.

Very easy app to use. Good rates of interest and always kept well informed. Speedy withdrawal process. Reviewed on: 17th April 2025

Been with Atom for a few years now.

Been with Atom for a few years now.Easy website to use.Good comparable rates Reviewed on: 17th April 2025

Atom Bank - highly recommend!

Atom Bank not only offer excellent competitive rates but the simplicity of opening a new account via the mobile app is fantastic, the best I’ve seen. Their email communications are clear and concise and they don’t bombard you with irrelevant material. They contact you in good time ahead of a fixed rate coming to an end so you can give consideration on what to do next to make an informed choice, be that taking out another product with Atom or going with a competitor. I’m definitely a big advocate for the brand and often recommend to my family and friends, who now have accounts too. Reviewed on: 17th April 2025

Online saving with Atom

I have been with Atom bank for a few years now the service has always been top class , the ease of the online savings accounts is second to none..very easy to understand the saving interest rates and duration Reviewed on: 17th April 2025

Easy to use and Very straightforward to use App.

Very straightforward to use App. Good rates on Reward saver. Have never had any problems transferring funds Reviewed on: 17th April 2025

Easy to use App

Very simple to use the Atom app and you can resolve any other questions you have by using the chat Reviewed on: 17th April 2025

Very satisfied using Atom Bank. Over many years

I have had several fixed rate savings with Atom Bank. The App is excellent, well designed, easy to use. Paying in funds and withdrawing has been straightforward. I have never had any issues requiring customer support. The interest rates have been competitive. Atom do not pester you with unnecessary emails. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Penny Post Credit Union 4.92 from 742 reviews
Private Clients Savings
from Investec 4.36 from 6 reviews
Savings
from National Counties Building Society 4.48 from 7 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub