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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

have accounts with a range of banks but Atom is by...

I have accounts with a range of banks but Atom is by far the best! Everything is crystal clear with no annoying waffle! What you see is what you get! Reviewed on: 16th April 2025

Good interest rates paid out on time app easy to...

Good interest rates paid out on time app easy to use Reviewed on: 16th April 2025

Easy to manage app.

Easy to manage app. I can clearly see all that I need. Easy to open an account Reviewed on: 16th April 2025

Excellent

Very user friendly website and excellent communication. Reviewed on: 16th April 2025

Very good app, easy to use Good rates of interest Cy...

Very good app, easy to use Good rates of interest Cystomer service excellent Reviewed on: 16th April 2025

DEFINITELY no issues

All so simple and always kept up to date No issues at all ! I am nearly 66 years old and struggle with banking lingo but Atom make it easy to understand Reviewed on: 16th April 2025

Very helpful application process.

Very helpful application process. Great online presence easy to use Reviewed on: 16th April 2025

100% positive Experience with this bank

This is the third year that I have banked my savings with Atom bank after a positive recommendation from Martin Lewis (MSE) on his TV show . It was easy to set up an account and the interest rate has been one of the highest I have seen offered to customers and the sum of money I had been offered, was added to my savings on the date each investment matured. It almost feels like free money has been given to me! Reviewed on: 16th April 2025

Easy to access and use.

Easy to access and use. I was dubious at first but now am very happy and confident using the app. Reviewed on: 16th April 2025

Very smooth and hassle free process.

Very smooth and hassle free process. Opening accounts is very easy and at rates always very competitive Reviewed on: 16th April 2025

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