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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

A bank I trust

Easy to use app . Good rates of interest . Clear options when savings mature. What is there not to like . Reviewed on: 16th April 2025

Easy, clear, good value, love everything about it.

Easy, clear, good value, love everything about it. Reviewed on: 16th April 2025

Great savings percentage.

Great savings percentage. Great customer experience and service too Reviewed on: 16th April 2025

3rd year with Atom.

3rd year with Atom. Easy to set up and user friendly App. Adequate notifications but not too many! Excellent rate of interest on my savings. Particularly like the monthly payment option Reviewed on: 16th April 2025

Great interest rate and very easy to use app

Great interest rate and very easy to use app Reviewed on: 16th April 2025

Great interest rates

Atom Bank regularly have the best interest rates on the market. Reviewed on: 16th April 2025

Savings rates are competitive

Savings rates are competitive and the app works really well. I've never had any problems which require me to contact them but I can do everything I need to do on the app. Reviewed on: 16th April 2025

Give it a try you won’t be disappointed.

I was new to Atom Bank 18 months ago and found the process of signing up and saving with them really easy. Very good information told me everything I needed to know. I could log in and check my savings whenever I wanted to.The bank notified me and transferred my money on the due date. Reviewed on: 16th April 2025

Their cash on top of mine which was easy to grab!

There are no obstructions, or limits, to how often I can access and withdraw money. This alongside a reasonable interest rate has made it effective. Additionally I chose Atom bank as their promotion allowed me to use an exact deposit number to see the interest this would attract on an annual basis. Reviewed on: 16th April 2025

So easy to use.

So easy to use. Have been with them for years Reviewed on: 16th April 2025

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