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Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Very good range of products and an excellent app/fun...

5
Very good range of products and an excellent app/functionality to manage your accounts. Reviewed on: 16th April 2025

Great app, great service, competitive interest rates

5
App is intuitive and easy to use. Customer service superb - very easy to contact by phone, staff always professional, friendly, patient and polite, all my queries have been resolved easily and quickly. Interest rates very competitive. Reviewed on: 16th April 2025

Great bank with excellent customer service

5
Great bank with excellent customer service and a fantastic app which is really easy to use. I also like that I get great communication when my fixed term products are expiring that easily lay out my options and make it really easy to open a new product. Reviewed on: 16th April 2025

Very happy to do online banking with Atom

5
Very happy to do online banking with Atom Reviewed on: 16th April 2025

Great service

5
Easy to use banking app - great service with good products. Reviewed on: 16th April 2025

So far so good, better than others hence reinvestment

4
I find their app easier to navigate than others. Nobody likes chasing financial information to enable tax return completion. Section for interest earned over tax year would be great. Nationwide do it & I love them for that Reviewed on: 16th April 2025

Great online bank, with great customer service and g...

5
Great online bank, with great customer service and good value on investments Reviewed on: 16th April 2025

Easy and good.

5
Easy and good. App easy to use and does what you ask it to. Reviewed on: 16th April 2025

The best interest on savings you'll get anywhere

4
The best interest on savings you'll get anywhere Reviewed on: 16th April 2025

happy customer likes the UX/UI

5
happy customer. atom bank has my favourite user expeirence out of all my accounts Reviewed on: 16th April 2025

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