Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

View other Atom Bank products

4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5185)

My Saving Experience with Atom Bank

2 x 12 month Fixed saving vehicles since 2022. Competitive rates of interest. Currently using a reward saver product (since Jan 25). Toobearly to review this product as yet. All my dealinhs with Atom are on line. I am not the most IT savvy being on the planet but, its very easy to do things quickly on their platform. Very happy with Atom. Reviewed on: 16th April 2025

They are just easy to deal with.

They are just easy to deal with. Putting money in or drawing it out of your account is easy no fuss or stress Reviewed on: 16th April 2025

Great Experience & Highly Recommend Atom

Had a great experience since signing up with Atom a couple of years ago. Love that it is app based and I have had numerous savings accounts with them. I haven’t taken my money elsewhere in a couple of years now as I have just stayed and taken another product after my funds have matured. Highly recommended Reviewed on: 16th April 2025

Excellent bank

Been with Atom for years. Competitive rates, never had a problem. Reviewed on: 16th April 2025

Perfect example of a digital bank.

Perfect example of a digital bank. Good rates of return, simple to setup and open an account. Very clear to understand instructions relating to account management and the terms of your investment. Can access your account 24 hrs a day and they acknowledge any investment made within seconds of receipt. Really very impressed by the whole service experience! Please deliver more of the same!!! Reviewed on: 16th April 2025

A rarity - a hassle-free new venture

Straightforward set-up. Easy to use app. Good ‘vibe’ re communications. Good interest rates. Reviewed on: 16th April 2025

Great interest rates on lots of accounts, easy to us...

Great interest rates on lots of accounts, easy to use app Reviewed on: 16th April 2025

Total confidence.

I have been using Atom bank for some years now. It has been completely trustworthy, easy to deal with & honest. I shall have no qualms about reinvesting when my term of savings comes to an end.. Reviewed on: 16th April 2025

Great app with good service.

Great app with good service. Very satisfied with the bank. Reviewed on: 16th April 2025

Excellent company

Had fixed and instant saving accounts for a number of years and have always found them to be an excellent company to deal well with Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Sheffield Credit Union 4.92 from 682 reviews
Savings
from Marsden Building Society 4.95 from 4613 reviews
Easy access savings
from Chip 4.96 from 571 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub