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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Banking made easy

My Dad convinced me to set up an Atom account and I have loved how easy the app is to use - it makes banking simple - which is rare to come by these days Reviewed on: 16th April 2025

Very good service at all times.

Very good service at all times. I've recommended many family and friends to this bank. Reviewed on: 16th April 2025

It’s easy. Why not!

Easy to set up an account. Good communication. Reviewed on: 16th April 2025

no problems at all!

no problems at all! What more is there to say? Reviewed on: 16th April 2025

Highly recommend

Really easy to set up the account, regular updates. They came recommended from Martin Lewis Reviewed on: 16th April 2025

The app is very easy to use, good interest rates and...

The app is very easy to use, good interest rates and updated on the latest news by email on a regular basis. Reviewed on: 16th April 2025

Best for savings

Have opened all different types of savings accounts - straightforward process and instantaneous transfers. Rates always among the best Reviewed on: 16th April 2025

Just great, no issues dealing with them, easy and gr...

Just great, no issues dealing with them, easy and great app, not had any issues, apart from initial signup (Photo of face took a few goes) Reviewed on: 16th April 2025

Good experience

Easy to manage the accounts, and good interest rates. Reviewed on: 16th April 2025

Easy to use

Easy to set up and straight forward terms of my account. I opened my account after reading an article from Martin Lewis. Very easy to use great for someone like me who isn’t particularly tech savvy. Great interest rate and even if I do withdraw money the rate is still better than my Halifax account Reviewed on: 16th April 2025

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