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Atom Bank: Savings reviews

4.91
Based on 5,186 reviews, last reviewed 20th Mar 2026
54000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026
Nick C's avatar
Nick C

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5186)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Set up a 6 month saver and done the job...

5
Set up a 6 month saver and done the job to the tee Reviewed on: 16th April 2025

Great rates good app and easy to use.

5
Great rates good app and easy to use. Reviewed on: 16th April 2025

Really good value

5
Really good value, good banking experience, good rates, good service. Easy to navigate, use and deposit funds Reviewed on: 16th April 2025

I am pleased with my investment at Atom bank

5
I am pleased with my investment at Atom bank Reviewed on: 16th April 2025

Great rates,Good App,Easy to navigate

5
Great rates,Good App,Easy to navigate Reviewed on: 16th April 2025

Atom bank

5
Very easy to open informative dashboard good interest rates Reviewed on: 16th April 2025

Account easy to set up, great rates, clear and quick...

5
Account easy to set up, great rates, clear and quick communication Reviewed on: 16th April 2025

Really easy to set up and use the app.

5
Really easy to set up and use the app. Reviewed on: 16th April 2025

Very straight forward to setup and use.

5
Very straight forward to setup and use. Good interest rates have also been a plus! Reviewed on: 16th April 2025

Excellent experience

4
Best interest rate. Easy to operate using the app. Fast transfer of funds to linked account. Was just slightly confused about the way the monthly interest rate drops after a withdrawl, but once that was explained to me, all was good. Reviewed on: 16th April 2025

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