Paid advertisement
Smart Money People Logo

Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
77% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Atom bank

5
Very easy to open informative dashboard good interest rates Reviewed on: 16th April 2025

Account easy to set up, great rates, clear and quick...

5
Account easy to set up, great rates, clear and quick communication Reviewed on: 16th April 2025

Really easy to set up and use the app.

5
Really easy to set up and use the app. Reviewed on: 16th April 2025

Very straight forward to setup and use.

5
Very straight forward to setup and use. Good interest rates have also been a plus! Reviewed on: 16th April 2025

Excellent experience

4
Best interest rate. Easy to operate using the app. Fast transfer of funds to linked account. Was just slightly confused about the way the monthly interest rate drops after a withdrawl, but once that was explained to me, all was good. Reviewed on: 16th April 2025

Easy to navigate app, great interest rates, stress f...

5
Easy to navigate app, great interest rates, stress free saving Reviewed on: 16th April 2025

I have saved with atom for sometime.

5
I have saved with atom for sometime. Always keep updated with my account. Information emailed re new saving accounts and isa . Found there saving rates very good with an app that works well with myself. Reviewed on: 16th April 2025

High rates and simplicity

5
Easy to use fantastic platform whilst offering market leading rates Reviewed on: 16th April 2025

Really easy to use app.

5
Really easy to use app. Very helpful and informed staff. Excellent service throughout Reviewed on: 16th April 2025

Very user friendly

5
The app is very user-friendly,you also feel very safe using it. Never had a problem transferring or reposting money. There customer service is also very helpful on the phone. Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.23 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products