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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

77% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Very easy to navigate and understand

Very easy to navigate and understand Reviewed on: 16th April 2025

The process of moving my savings to Atom couldn’t ha...

The process of moving my savings to Atom couldn’t have been simpler. The transition was easy, and the simple app interface allows me to manage my money in just a few taps. The Interest Dashboard is particularly useful, and their rates have remained competitive despite the ever changing interest rate. Reviewed on: 16th April 2025

Excellent customer service

I’ve now had an Atom account for several years and they always offer competitive rates. I have always found the customer service is efficient and friendly on the few occasions I’ve had cause to call Reviewed on: 16th April 2025

Super bank.

Super bank. Good communication. Easy to use App. Reviewed on: 16th April 2025

Great rates

App work well and easy to use, and great rates Reviewed on: 16th April 2025

I have never had any issues with Atom bank, with ver...

I have never had any issues with Atom bank, with very easy account to open, and very simple app to navigate Reviewed on: 16th April 2025

Atom Bank is a plus.

I was first recommended to view Atom's products by my pension adviser when I retired. I had an amount of pension funds that needed to be put away from my current account and earn me some interest. Atom Bank had some of the best interest rates and I had a choice of a fixed term savings account or a standard savings account with instant access. The app was easy to install. It is also very user friendly. Easy to negotiate the site. Easy to set up the link with my bank account for transfers. I receive regular emails from Atom to advise me of any changes to the rates and when a fixed term is due to end. Any documents I need to print off for my reference are easily accessible and compatible with my printer from my phone. I would certainly recommend Atom to friends and family. Reviewed on: 16th April 2025

Knowledgable customer service. Good interest rates

Knowledgable customer service. Good interest rates Reviewed on: 16th April 2025

Easy to set up and transfer money in and out.

Easy to set up and transfer money in and out. Good interest rates Reviewed on: 16th April 2025

Simply easy to work with and great communication.

Simply easy to work with and great communication. They look after my interests Reviewed on: 16th April 2025

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