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Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

5* bank with 5* service

5
Easy to usevand very safe with 21st century security Reviewed on: 16th April 2025

Savings accounts

5
Had e accounts with you and very competitive, very happy Reviewed on: 16th April 2025

Excellent service and great with your savings

5
So easy to deal with, excellent service and great value with your savings Reviewed on: 16th April 2025

I have not had any problems dealing with this bank...

5
I have not had any problems dealing with this bank Reviewed on: 16th April 2025

Great products, good rates and a brilliant app

5
Great products, good rates, a brilliant app and on the rare occasion that it’s been neesed excellent customer service Reviewed on: 16th April 2025

Highly recommend

5
Always a competitive saving rate with an easy to use banking app Reviewed on: 16th April 2025

Fantastic online bank!

5
Great choice of accounts, very easy to apply and open accounts. Great customer service when I needed assistance - quick to answer phone and very helpful. Good options at the end of fixed term saving periods. Reviewed on: 16th April 2025

Very quick and easy transactions

5
Very quick and easy transactions Reviewed on: 16th April 2025

A first class on line bank

5
I’ve had an account with Atom for some years and they have always offered an absolutely first class service, they are by far the best on line bank in the UK Reviewed on: 16th April 2025

As good as some and better than most

5
Easy to deal with and not too many hoops to jump through to add or withdraw funds. Competitive interest rates for a good mix of savings options. Never really contacted customer services, it all works pretty well so never needed to. Don't often see Atom on comparison sites. I wonder why. Reviewed on: 16th April 2025

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