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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5187 reviews)

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4.91

Based on 5,187 reviews, last reviewed 22nd Mar 2026

54100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

I have recently opened an account with Atom and ever...

I have recently opened an account with Atom and everything has gone smoothly. I have even had an increase in interest rate despite the opposite being the norm. The account I have opened suits my circumstances as you get rewarded for not withdrawing each month. Reviewed on: 16th April 2025

Savings account created.

Savings account created. Process is very straight forward and easy with an account being opened very quickly. Would have maybe liked some additional security/ID checks/verification. Reviewed on: 16th April 2025

Customer friendly company

Easy to use app and really helpful on the rare occasions I contacted by phone Reviewed on: 16th April 2025

Easy to use banking app with an excellent interest r...

Easy to use banking app with an excellent interest rate on savings Reviewed on: 16th April 2025

Easy to use - happy days!

Easy to use - Happy Days, who loves you baby Reviewed on: 16th April 2025

I have been banking with Atom Bank for a good few ye...

I have been banking with Atom Bank for a good few years and never had a bad experience and always got my money out without any hassle Reviewed on: 16th April 2025

Website works well.

Website works well. Communication is good. Reviewed on: 16th April 2025

I've saved with atom for a number of years now and i...

I've saved with atom for a number of years now and it's always easy and convenient to change when accounts reach maturity. Their communication is always great and I've never had any problems with Atom. I would definitely recommend for anyone who wants good interest and can do fixed term savings. Reviewed on: 16th April 2025

It was extremely easy to set the account up.

It was extremely easy to set the account up. Atom Bank provides a very good app which is easy to use and is secure. Good Interest rates. Very good updates through email. I feel very safe with Atom bank. Reviewed on: 16th April 2025

Top rates, flexible, simple to use

Easy to use App that rewards savings but allows for unexpected events without punishing me! Reviewed on: 16th April 2025

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