Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,874 reviews, last reviewed 3rd Mar 2026
12950% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant When ever I need advice first direct are great very helpful services would always recommend to my family and friends. Which I have done. Reviewed on: 3rd March 2026
Lynn 's avatar
Lynn

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4874)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom bank

5
I had a problem that Atom sorted out very quickly,they offer competitive savings rates with a very good app that’s easy to use. Reviewed on: 22nd January 2026

Easy to understand

5
No Problems at all easy to use and understand Reviewed on: 29th December 2025

Brilliant service.

5
Brilliant service. Very efficient. Would recommend without hesitation. Reviewed on: 14th October 2025

Good product offers fair returns

5
Good product offers fair returns Reviewed on: 5th September 2025

Atom Bank Review

5
Good bank. Good App. Easy to maneouvre Reviewed on: 30th June 2025

Great banking app with market leading interest rates.

5
The app is very good, simple to use and very secure. Their savings rates are always competitive and market leading. Reviewed on: 18th June 2025

Great place for your money

5
Easy to open, easy to use, easy to transfer between their products.Fast response with any queries all in all I recommend them Reviewed on: 14th June 2025

excellent service via the seamfree app

5
excellent service via the app which is so easy to use Reviewed on: 13th June 2025

The process for setting up an account is very simple...

5
The process for setting up an account is very simple and the security steps are very comprehensive. Reviewed on: 13th June 2025

They are always quick to respond and answer plus the...

5
They are always quick to respond and answer plus they have a really fast service. There is a limited number of options but they are always good options. Reviewed on: 13th June 2025