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Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Excellent App

5
The app is excellent, easy to use, it's intuitive and provides all information in a clear and transparent way. Reviewed on: 1st April 2025

A super range of savings accounts

5
This app is very easy to use and we get great savings offers. You never have to worry you’ll forget your password with the option of using biometrics Reviewed on: 1st April 2025

Hassle Free

5
Very clear and concise. Easy to navigate around. Reviewed on: 31st March 2025

Easy to use, great interface!

4
Easy to use, great interface! I use atom for my savings for its great interest and its very easy to use I haven't had any issues at all. Very smooth, very straightforward. Reviewed on: 30th March 2025

Easy to use app and good savings rates

4
Easy to use app and good savings rates Reviewed on: 30th March 2025

Easy to use app

5
Easy to use app, good return rates Reviewed on: 27th March 2025

Atom exceeds my expectation

5
Been using Atom bank for saving for some time now. Easy to use app good savings rate and even someone of my age is able to manage the app! Reviewed on: 27th March 2025

Easy to use.

5
Easy to use. Savings accounts and transactions are simple. Reviewed on: 27th March 2025

Great banking.

5
The Atom app. Is very easy to use and transactions are stressless. The interest rates are the best around. Reviewed on: 27th March 2025

Easy to set up an online account.

5
Easy to set up an online account. Simple to use app and offers a good interest rate Reviewed on: 25th March 2025

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