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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Used Atom for years

Used Atom for years never had a problem just wish you had joint accounts Reviewed on: 13th April 2025

Never heard of Atom before, but reviews appeared good.

Never heard of Atom before, but reviews appeared good. I started saving Atom years ago and haven’t looked back and I’m on my second savings product with them now Reviewed on: 11th April 2025

Why wouldn't you bank with Atom?

Was a bit trepidatious about having just an online bank. Have found the experience easy and transparent to date. The interest rate is above inflation which is quite an achievement and the user experience with the app has been very straightforward Reviewed on: 10th April 2025

Amazing App so user friendly

I have had a couple of savings accounts with Atom both have had good rates of interest. The best thing though is the ease of using the App. It us by far the most user friendly App I have come across and so easy to use .They keep me informed of everything regarding my account , I cannot fault their service so far . Reviewed on: 8th April 2025

Excellent Atom bank

The Atom app is very easy to use as provides a very clear summary of investments. The rates of interest offered are also very good. Reviewed on: 8th April 2025

Great service from Atom Bank..

I've been using Atom Bank for a few years and every transaction has been speedy and simple with absolutely no problems. Would recommend to anyone, great service. Reviewed on: 6th April 2025

Great banking app

Great products; simple to sign up to the app & each product; choices are very clear; so easy to navigate the app Reviewed on: 5th April 2025

The best online banking app!

The best online banking app! Fast, efficient, uncomplicated great precise communications very competitive rates and products Reviewed on: 4th April 2025

Consistently attractive range of savings accounts.

Consistently attractive range of savings accounts. Good communication when a product is due to mature with clear options.Easy to set up a new product.Have recommended to family members and friends. Reviewed on: 3rd April 2025

Great interest rates

Great interest rates. The app gets even better each release Reviewed on: 3rd April 2025

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