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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
77% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Amazing App so user friendly

5
I have had a couple of savings accounts with Atom both have had good rates of interest. The best thing though is the ease of using the App. It us by far the most user friendly App I have come across and so easy to use .They keep me informed of everything regarding my account , I cannot fault their service so far . Reviewed on: 8th April 2025

Excellent Atom bank

5
The Atom app is very easy to use as provides a very clear summary of investments. The rates of interest offered are also very good. Reviewed on: 8th April 2025

Great service from Atom Bank..

5
I've been using Atom Bank for a few years and every transaction has been speedy and simple with absolutely no problems. Would recommend to anyone, great service. Reviewed on: 6th April 2025

Great banking app

5
Great products; simple to sign up to the app & each product; choices are very clear; so easy to navigate the app Reviewed on: 5th April 2025

The best online banking app!

5
The best online banking app! Fast, efficient, uncomplicated great precise communications very competitive rates and products Reviewed on: 4th April 2025

Consistently attractive range of savings accounts.

5
Consistently attractive range of savings accounts. Good communication when a product is due to mature with clear options.Easy to set up a new product.Have recommended to family members and friends. Reviewed on: 3rd April 2025

Great interest rates

5
Great interest rates. The app gets even better each release Reviewed on: 3rd April 2025

Easy to use good rates and customer service

5
Easy to use good rates and customer service Reviewed on: 3rd April 2025

Instantly Rewarding

5
The Atom app is beautifully clean and clear. I love the interest rate that the Instant Saver Reward pays. Reviewed on: 2nd April 2025

Bank with the best

5
Always great interest rates on savings. A very easy app to use, clear and precise. Reviewed on: 2nd April 2025

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