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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

77% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Good experience so far.

Good experience so far. I’ve had no issues. Great interest rates. Reviewed on: 16th April 2025

Great rates and products, excellent customer service

Any interactions with customer services have always been very quick and easy with a speedy response and resolution. The products offered are fantastic and much better than similar products available elsewhere on the market. The savings rates in particular are among the best of any providers. Reviewed on: 16th April 2025

So easy to use.

So easy to use. Lots of options and great savings rates. Reviewed on: 16th April 2025

No complaints.

No complaints. Easy to use good rates Reviewed on: 16th April 2025

Easy way to make money!

So so easy to set up an online account. No probs depositing or withdrawing monies! Excellent service! Reviewed on: 16th April 2025

Great, responsive and proactive customer service.

Great, responsive and helpful customer service. They were proactive in providing help and advice when I was unsure about a savings product I opened. They actually phoned me to check my online action and then helped me correct my choice to what I wanted. Reviewed on: 16th April 2025

Straightforward and easy to operate!

Very straightforward and easy to operate, love the app Reviewed on: 13th April 2025

Used Atom for years

Used Atom for years never had a problem just wish you had joint accounts Reviewed on: 13th April 2025

Never heard of Atom before, but reviews appeared good.

Never heard of Atom before, but reviews appeared good. I started saving Atom years ago and haven’t looked back and I’m on my second savings product with them now Reviewed on: 11th April 2025

Why wouldn't you bank with Atom?

Was a bit trepidatious about having just an online bank. Have found the experience easy and transparent to date. The interest rate is above inflation which is quite an achievement and the user experience with the app has been very straightforward Reviewed on: 10th April 2025

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