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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5187 reviews)

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4.91

Based on 5,187 reviews, last reviewed 22nd Mar 2026

54100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Good all round service and products.

Good range of products. Easy to use app. Immediate information provided over transfers and withdrawals. Reviewed on: 25th March 2025

Moved savings to maximise interest

Moved my savings to Atom as they were offering very good interest rates. The app is brilliant to use and to show when interest is due. Withdrawals are instant. Brilliant so far! Reviewed on: 24th March 2025

Great to invest

Easy to invest and contact to get options Reviewed on: 24th March 2025

Why can’t everything be this easy?

Clear and easy set up. Easy to access accounts. Account history is clear and easy to access. Early notification of accounts maturing. Competitive interest rates. Reviewed on: 24th March 2025

Straightforward, easy Banking

Straightforward, easy to use App and a breeze to open a new account. They offer better rates than high street banks and as they are set up to be app based provide all information needed to manage your savings accounts. Good communication via email and notifications. I have already recommended Atom to family members and we are all happy with the bank and saving with them. Reviewed on: 24th March 2025

10 out of 10

I am most impressed with there standards an customer service Reviewed on: 24th March 2025

Its so simple to use - anytime-anywhere

Its so simple to use - anytime-anywhere Reviewed on: 24th March 2025

Atom - easy to use

I found Atom to be very user-friendly. Interest rates and what is expected of you as a user is very well explained. I'd recommend Atom to friends and family. Reviewed on: 24th March 2025

Great interest rates and user friendly app

A user friendly app gives access to savings account with excellent interest rates Reviewed on: 24th March 2025

Needed a short term investment with a good return

Needed a short term investment with a good return and found Atom bank was ideal. It is a very easy process to open and manage the account. Reviewed on: 24th March 2025

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