Write a review

Newsletter

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

View other Atom Bank products

4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5213)

Easy to use, great interface!

Easy to use, great interface! I use atom for my savings for its great interest and its very easy to use I haven't had any issues at all. Very smooth, very straightforward. Reviewed on: 30th March 2025

Easy to use app and good savings rates

Easy to use app and good savings rates Reviewed on: 30th March 2025

Easy to use app

Easy to use app, good return rates Reviewed on: 27th March 2025

Atom exceeds my expectation

Been using Atom bank for saving for some time now. Easy to use app good savings rate and even someone of my age is able to manage the app! Reviewed on: 27th March 2025

Easy to use.

Easy to use. Savings accounts and transactions are simple. Reviewed on: 27th March 2025

Great banking.

The Atom app. Is very easy to use and transactions are stressless. The interest rates are the best around. Reviewed on: 27th March 2025

Easy to set up an online account.

Easy to set up an online account. Simple to use app and offers a good interest rate Reviewed on: 25th March 2025

Atom Bank Outstanding

Atom Bank access through their app is a breeze, very intuitive with a simple layout. Reviewed on: 25th March 2025

Banking with Atom is easy, innovative and secure

I've had an excellent experience with Atom Bank for the last few years. Despite being hesitant to move to app-based banking - without the usual assurances of branch or web banking platform, a brief call with their customer services was very reassuring re. potential risks, even offering to research and send over extra info for me. Since then, I've kept reinvesting because I find the process so easy and straightforward, the products very competitive, and the communications I receive are clear, timely and only what is necessary for my banking - no marketing nonsense. The app is very user-friendly, feels secure (with facial and voice recognition) and also has appealing colours. Finally, I find their products innovative and meeting my needs well - I think they were almost the first to offer shorter, 6-month fixed rate bonds for example. And the Instant Reward Saver is a great idea. I hope they continue to come up with such ideas and provide a safe, secure, no-fuss banking service. Thank you Atom. Reviewed on: 25th March 2025

A very clean and minimalist product suite with a cle...

A very clean and minimalist product suite with a clear target market. So do check them out for Savings accounts and Mortgages. Excellent value as compared to other products in the market. Reviewed on: 25th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from London Community Credit Union 4.14 from 4 reviews
Regular Savings
from Nationwide 4.63 from 97 reviews
Instant Access Account
from Principality Building Society 4.20 from 5 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.25 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub