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Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5187)

The customer service is second to none.

5
The customer service is second to none,all you need is just a phone call away and using the online banking is so infomative.First class. Reviewed on: 23rd March 2025

Easy Savings

5
It’s so easy to use & very competitive too. Reviewed on: 22nd March 2025

Excellent bank

5
Very easy to manoeuvre app and very competitive interest rates. Reviewed on: 22nd March 2025

A good app and the rates are always competitive

5
A good app and the rates are always competitive Reviewed on: 22nd March 2025

Easy to use, responsive customer service

5
Easy to use, responsive customer service Reviewed on: 22nd March 2025

Great Bank

5
I am so pleased that I joined Atom Bank a couple of years ago. The app is easy to use and the interest rates are very competitive. I have already recommended Atom to friends and family. Reviewed on: 22nd March 2025

Easy to use online account

5
Always easy to contact and easy to use the online account. Rates are usually pretty competitive. Reviewed on: 22nd March 2025

Excellent website.

5
Excellent website. Great log in. Easy withdrawal access. Reviewed on: 22nd March 2025

Highly recommend

5
Very happy with atom app, easy to use and very reliable.Good communication when account is due to mature. Reviewed on: 22nd March 2025

Excellent customer service

5
Every time I have a question to ask, the response via the online chat is always quick and efficient. I have had accounts for several years and have always had competitive interest rates too Reviewed on: 22nd March 2025

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