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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Easy access bank account

Easy to apply and set up accounts. Notifications of any changes to interest rate easy access Reviewed on: 25th March 2025

Great bank when offering competitive interest rates

Atom basically runs through the app so I have no need for any customer service support. I did get a proactive email from Atom customer service saying that I needed to change the name I was using on my bank transfer details which was useful. Not for everyone as access is through a smartphone app which may be a step too far for the digitally challenged. Also need to keep an eye on interest rates as they are not always higher than other providers, sometimes 1 year fixed rate are better elsewhere. The Instant Saver Reward account offers a good rate at the moment and is attractive so long as you can leave your money in the account without withdraws for most months so you get the reward rate. Generally Atom is a good savings provider to track and use when the rates are competitive with the market. Reviewed on: 25th March 2025

Easy to set up, clear simple information - a great b...

Easy to set up, clear simple information - a great bank for our savings. Reviewed on: 25th March 2025

Easy to open and monitor.

Easy to open and monitor. good interest rates Reviewed on: 25th March 2025

Atom had been wonderful

Had no problems with Atom been great and the interest was at a fantastic rate. Reviewed on: 25th March 2025

i have had zero issues with Atom

i have had zero issues with Atom Reviewed on: 25th March 2025

Really easy to access app.

Really easy to access app. Good fixed rates Reviewed on: 25th March 2025

Good all round service and products.

Good range of products. Easy to use app. Immediate information provided over transfers and withdrawals. Reviewed on: 25th March 2025

Moved savings to maximise interest

Moved my savings to Atom as they were offering very good interest rates. The app is brilliant to use and to show when interest is due. Withdrawals are instant. Brilliant so far! Reviewed on: 24th March 2025

Great to invest

Easy to invest and contact to get options Reviewed on: 24th March 2025

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