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Atom Bank: Savings reviews

4.91
Based on 5,190 reviews, last reviewed 24th Mar 2026
54400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good place for savings Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026
Mark W's avatar
Mark W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5190)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Atom - easy to use

5
I found Atom to be very user-friendly. Interest rates and what is expected of you as a user is very well explained. I'd recommend Atom to friends and family. Reviewed on: 24th March 2025

Great interest rates and user friendly app

5
A user friendly app gives access to savings account with excellent interest rates Reviewed on: 24th March 2025

Needed a short term investment with a good return

5
Needed a short term investment with a good return and found Atom bank was ideal. It is a very easy process to open and manage the account. Reviewed on: 24th March 2025

Excellent Interest Rates

5
I continue to check the website for comparison interest rates and Atom currently provides one of the better rates in today's financial market. They are transparent and always keep me up to date with any changes. This is one of the new banking services I trust and would recommend. Reviewed on: 24th March 2025

How Banking should be

5
Great App, so easy to navigate. Good rates.what more do you want Reviewed on: 24th March 2025

Great service

5
I received thorough advice from customer services when I had a query. The app shows a lot of information and is easy to use. Good interest rates too! Reviewed on: 23rd March 2025

Straight forward no problems.

5
Straight forward no problems. Easy to understand app. Money growing. Interest rates good. Told friends about it and they like it too. How about doing an ISA? Reviewed on: 23rd March 2025

Great experience

5
Great experience. Easy to navigate website Reviewed on: 23rd March 2025

Great experience easy to use and easy to speak to so...

5
Great experience easy to use and easy to speak to someone Reviewed on: 23rd March 2025

Atom are very competitive

5
Atom are very competitive, have an easy to use app. & customer service is fantastic. Reviewed on: 23rd March 2025

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