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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

quick and easy to move money

Interest rates for fixed period bonds have been at times very competitive and easy to apply. Moving money from instant access accounts is quick at anytime of the day and everyday unlike other providers. Reviewed on: 20th March 2025

Introduced to ATOM by a friend, who was only to keen...

Introduced to ATOM by a friend, who was only to keen to promote how good they were and now with my own experience I can certainly concur that they provide excellent financial services. Reviewed on: 20th March 2025

Very easy banking, lots of prompts and help to make...

Very easy banking, lots of prompts and help to make the most of your savings. Reviewed on: 20th March 2025

Great interest rates and easy to use app

Great interest rates and easy to use app Reviewed on: 20th March 2025

Atom have been extreamly easy to use throughout my t...

Atom have been extreamly easy to use throughout my time with them, I can always get the information I need quickily and find the app super intuative to navagate. Reviewed on: 20th March 2025

My Atom Account

Since opening my Atom savings account I have found it easy to use and to find help if necessary. I like that I can easily transfer money in and take out through my main bank account and information on transactions comes through quickly. Reviewed on: 20th March 2025

Joined Atom for the first time a few months ago and...

Joined Atom for the first time a few months ago and was very surprised how good the interest rates are! Reviewed on: 20th March 2025

Love Atom

Been with Atom for several years now. Nothing but a good experience. Their rates are good and the services they provide are clear and easy to set up. Reviewed on: 20th March 2025

Simply good value with straight forward products

Like products and new ones especially Reward savings accoung Reviewed on: 20th March 2025

Disappointed with my everyday savings rate but other...

Disappointed with my everyday savings rate but otherwise great service Reviewed on: 20th March 2025

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