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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Very easy to set up accounts.

Very easy to set up accounts. When B of E change interest rates, Atom respond quickly. If the rate goes up, Atom interest rates go up within a day and always give a couple of weeks notice before reducing interest rates. Interest rates very good. Only minor draw back can’t transfer money between Atom accounts. Reviewed on: 21st March 2025

All has been well with both of my fixed savers I’ve...

All has been well with both of my fixed savers I’ve had with atom Reviewed on: 21st March 2025

Recommended banking app

Easy to use app and trustworthy company. Reviewed on: 21st March 2025

Easy to use app and great interest rate.

Easy to use app and great interest rate. Reviewed on: 21st March 2025

Easy to use app, good rates offered and excellent co...

Easy to use app, good rates offered and excellent communication. Reviewed on: 21st March 2025

Easy to follow instructions on app.

Easy to follow instructions on app. Reviewed on: 21st March 2025

Excellent customer service.

Excellent customer service and support. Always quick to respond not left hanging on hold having to listen to inane music. Reviewed on: 21st March 2025

Atom Bank offers a top-tier digital banking experien...

Atom Bank offers a top-tier digital banking experience with excellent customer service, competitive savings rates, and a user-friendly app. While it lacks physical branches and a full suite of banking products, it’s an ideal choice for those seeking high-yield savings and hassle-free online banking. Reviewed on: 21st March 2025

very easy setup and to transfer money

very easy setup and to transfer money Reviewed on: 20th March 2025

Good app good app wasy to use efficient

Good app good app wasy to use efficient Reviewed on: 20th March 2025

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