Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

interest rate up

they actually put the interest rate up recently when everyone else is putting theirs down Reviewed on: 21st March 2025

First class service from the moment I set up my savi...

First class service from the moment I set up my savings account on line. I would not hesitate to recommend Atom as the leading on line bank in the UK. Reviewed on: 21st March 2025

Good savings accounts

Good rates, easy accounts to open, transparent, accessible Reviewed on: 21st March 2025

My savings experiences

Quick and easy setup via the app. Simple to follow instructions on maturity of accounts.Competitive interest rates.Great all round Reviewed on: 21st March 2025

Atom are the best.

Atom are the best. The account was so easy to open and self manage without the need for calls to customer services. The interest rates are very good and there are a range of savings products available. Reviewed on: 21st March 2025

Easy to use app

Easy to use app and very good interest rates Reviewed on: 21st March 2025

Great banking app and competitive rates.

Their banking app is great and very easy to use. It looks and feels very secure and is reliable. Interest rates on products are always competitive. Reviewed on: 21st March 2025

So easy to set up account and pay in/withdraw money...

So easy to set up account and pay in/withdraw money Reviewed on: 21st March 2025

I really appreciate doing my banking via the app, wh...

I really appreciate doing my banking via the app, which is easy to use and very secure. I’ve been a customer for many years and hope to be for many more. Reviewed on: 21st March 2025

Great bank

We have been with Atom for a few years now and we recommend the bank hundred percent . Reviewed on: 21st March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

The Newcastle Big Home Saver
from Newcastle Building Society 3.86 from 4 reviews
Savings
from Holmesdale Building Society 0.00 from 0 reviews
Savings
from Dudley Building Society 4.85 from 3741 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub