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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5210)

Excellent website.

5
Excellent website. Great log in. Easy withdrawal access. Reviewed on: 22nd March 2025

Highly recommend

5
Very happy with atom app, easy to use and very reliable.Good communication when account is due to mature. Reviewed on: 22nd March 2025

Excellent customer service

5
Every time I have a question to ask, the response via the online chat is always quick and efficient. I have had accounts for several years and have always had competitive interest rates too Reviewed on: 22nd March 2025

CONSISTENCY

5
CONSISTENTLY offers competitive saving rates and app is very stable and easy to use. I have had an excellent experience with Atom and I recommend my family and friends should include it in their savings reviews. Reviewed on: 22nd March 2025

Atom Banking and App

5
Extremely easy to set up an account, monthly interest payments, regular statements and information about changes etc excellent security easy to access and transfer money when required.. Great app functions which again are easy to use. Reviewed on: 22nd March 2025

Transferred to this bank for a better interest rate,...

5
Transferred to this bank for a better interest rate, I will stay provided that they keep offering one of the best rates available….. I think anyone would. So Atom keep up the good work. Reviewed on: 22nd March 2025

Excellent app with great security.

5
Excellent app with great security. Withdrawals are instant Reviewed on: 21st March 2025

Simple to use app and competitive interest rates

5
Simple to use app and competitive interest rates Reviewed on: 21st March 2025

Great customer service

5
Called customer service for assistance and they were brilliant. Reviewed on: 21st March 2025

The app is simple and easy to use with transactions...

5
The app is simple and easy to use with transactions being carried out without any delay. Overall I would rate Atom Bank as excellent. Reviewed on: 21st March 2025

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