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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom are very competitive

Atom are very competitive, have an easy to use app. & customer service is fantastic. Reviewed on: 23rd March 2025

Clear information from App & customer assistance

I like the fact that it’s very easy to navigate around the App & when I needed to speak to someone English was there 1st language so I was able to understand the instructions given. Reviewed on: 23rd March 2025

A great bank for saving money and building interest.

A great bank for saving money and building interest. As somebody who struggles to save money the Atoms 6 month fixed saving account has been a blessing. It has allowed me to sensibly save money for the future and have new aspirations. I would recommend Atom to anybody, from people just starting out who are looking to get disciplined with saving and learn about interest rates, to experienced money savers looking for a new bank. The app is brilliant, secure and easy to navigate. Reviewed on: 23rd March 2025

The customer service is second to none.

The customer service is second to none,all you need is just a phone call away and using the online banking is so infomative.First class. Reviewed on: 23rd March 2025

Easy Savings

It’s so easy to use & very competitive too. Reviewed on: 22nd March 2025

Excellent bank

Very easy to manoeuvre app and very competitive interest rates. Reviewed on: 22nd March 2025

A good app and the rates are always competitive

A good app and the rates are always competitive Reviewed on: 22nd March 2025

Easy to use, responsive customer service

Easy to use, responsive customer service Reviewed on: 22nd March 2025

Great Bank

I am so pleased that I joined Atom Bank a couple of years ago. The app is easy to use and the interest rates are very competitive. I have already recommended Atom to friends and family. Reviewed on: 22nd March 2025

Easy to use online account

Always easy to contact and easy to use the online account. Rates are usually pretty competitive. Reviewed on: 22nd March 2025

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