Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Excellent app, easy to use.

5
Excellent app, easy to use. Good interest rates. Reviewed on: 19th March 2025

Great and easy app to use to transfer funds

5
Great and easy app to use to transfer funds Reviewed on: 19th March 2025

great service

5
Easy to navigate, good customer service and products Reviewed on: 19th March 2025

You must try Atom

5
Opening accounts was very easy and the app is fantastic. Love the security features and if course the savings interest rates Reviewed on: 19th March 2025

Contacting

5
Spoke to them regarding interest paid into bank, was all sorted quickly, good communication and support. Reviewed on: 19th March 2025

Just the smartest bank.

5
Just the smartest bank. Easy to deal with and good rates of interest. Reviewed on: 19th March 2025

Amazing Bank

5
Always works easy and does what it says. I feel valued and updated all the time Reviewed on: 19th March 2025

No nonsense approach, very good .

5
No nonsense approach, very good . The rates of interest are as good as you would get if not better Reviewed on: 19th March 2025

So far atom bank have been a great bank

5
So fat atom bank have been great with adding my interest monthly and allowing me to withdraw and spend my capital and my interest Reviewed on: 19th March 2025

One of the easiest ways to set up an account, add mo...

5
One of the easiest ways to set up an account, add money and keep on top of when the interest period finishes Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products