Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5189 reviews)

View other Atom Bank products

4.91

Based on 5,189 reviews, last reviewed 24th Mar 2026

54300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great online savings bank I needed a new savings bank with competitive interest rates and I found the Instant Saver Rewards account at Atom Bank to be very useful, simple to se... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5189)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great bonds and annual interest rate

Really good annual interest rate, have utilised the bond account for 2 years now and grew my savings without risk. Reviewed on: 19th March 2025

Very satisfied customer

Very easy to apply for and use the app. Full confidence that my money is safe. Reviewed on: 19th March 2025

Excellent app and good interest rates.

Excellent app and competitive savings rates. Very easy and fast to transfer funds in/out. Good communication when needed. What's not to like? Reviewed on: 19th March 2025

Excellent and prompt service!

Excellent and prompt service! Excellent savings accounts and good rates! Reviewed on: 19th March 2025

Trustworthy and straightforward

Really easy to use with straightforward offerings- no trying to confuse you with lots of different types of accounts. Transparent information and quick and easy to apply for new accounts or make changes through the app, but still feels very secure and trustworthy. Consistently market-competitive rates and never had a bad customer service experience in over 10yrs Reviewed on: 19th March 2025

Solid Savings Account

Great bank with strong savings account offering Reviewed on: 19th March 2025

Thanks to Atom Bank I have managed to increase me sa...

Thanks to Atom Bank I have managed to increase me savings. They provide me with all the detail and help I need. I couldn’t recommend them more highly. I am incredibly grateful to a friend who told me to use them. I have told many people about Atom. Reviewed on: 19th March 2025

Best for fixed rate accounts

I first discovered Atom Bank in 2019 and have invested with them ever since. They consistently offer the best interest rates and the app is simple and effective. I have had zero problems with them and highly recommend. Reviewed on: 19th March 2025

Loving Atom!

I love the Atom savings account as I can move money instantly when needed back to my bank. Atom is like having a safe for my money with the added bonus of some interest on the balance. It reassures me that my savings can only be paid into my assigned bank. Reviewed on: 19th March 2025

Very happy with service and interest rates!

Very happy with service and interest rates! Easy banking system! Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Savings
from first direct 4.89 from 18 reviews
Savings
from Allica 4.82 from 1313 reviews
Savings
from Sheffield Credit Union 4.92 from 682 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub