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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5191 reviews)

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4.91

Based on 5,191 reviews, last reviewed 25th Mar 2026

54500% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Review of my bsnk

Easy to open, easy to use and competitive in the msrket Reviewed on: 19th March 2025

Good bank and clear easy to use website

Website easy to navigate only wish you did isa bonds Reviewed on: 19th March 2025

Great bonds and annual interest rate

Really good annual interest rate, have utilised the bond account for 2 years now and grew my savings without risk. Reviewed on: 19th March 2025

Very satisfied customer

Very easy to apply for and use the app. Full confidence that my money is safe. Reviewed on: 19th March 2025

Excellent app and good interest rates.

Excellent app and competitive savings rates. Very easy and fast to transfer funds in/out. Good communication when needed. What's not to like? Reviewed on: 19th March 2025

Excellent and prompt service!

Excellent and prompt service! Excellent savings accounts and good rates! Reviewed on: 19th March 2025

Trustworthy and straightforward

Really easy to use with straightforward offerings- no trying to confuse you with lots of different types of accounts. Transparent information and quick and easy to apply for new accounts or make changes through the app, but still feels very secure and trustworthy. Consistently market-competitive rates and never had a bad customer service experience in over 10yrs Reviewed on: 19th March 2025

Solid Savings Account

Great bank with strong savings account offering Reviewed on: 19th March 2025

Thanks to Atom Bank I have managed to increase me sa...

Thanks to Atom Bank I have managed to increase me savings. They provide me with all the detail and help I need. I couldn’t recommend them more highly. I am incredibly grateful to a friend who told me to use them. I have told many people about Atom. Reviewed on: 19th March 2025

Best for fixed rate accounts

I first discovered Atom Bank in 2019 and have invested with them ever since. They consistently offer the best interest rates and the app is simple and effective. I have had zero problems with them and highly recommend. Reviewed on: 19th March 2025

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