Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Thanks to Atom Bank I have managed to increase me sa...

Thanks to Atom Bank I have managed to increase me savings. They provide me with all the detail and help I need. I couldn’t recommend them more highly. I am incredibly grateful to a friend who told me to use them. I have told many people about Atom. Reviewed on: 19th March 2025

Best for fixed rate accounts

I first discovered Atom Bank in 2019 and have invested with them ever since. They consistently offer the best interest rates and the app is simple and effective. I have had zero problems with them and highly recommend. Reviewed on: 19th March 2025

Loving Atom!

I love the Atom savings account as I can move money instantly when needed back to my bank. Atom is like having a safe for my money with the added bonus of some interest on the balance. It reassures me that my savings can only be paid into my assigned bank. Reviewed on: 19th March 2025

Very happy with service and interest rates!

Very happy with service and interest rates! Easy banking system! Reviewed on: 19th March 2025

My account is in safe hands.

Only that my account is in safe hands, and generally get a good rate of interest on my money. Have been with Atom Bank for several years and have had no problems. Reviewed on: 19th March 2025

All good, friendly staff

All good. Knowledgable, friendly staff Reviewed on: 19th March 2025

Easy to deal with, competitive rates and easy to man...

Easy to deal with, competitive rates and easy to manage online. Reviewed on: 19th March 2025

Great for watching savings grow

I started a savings account with Atom at the end of last year because of the great interest rates, and have been very impressed by how they set out my savings journey. Even when interest rates have been amended, the communication has been clear. I hadn't heard of Atom from anyone else when I signed up but I would definitely recommend it! Reviewed on: 19th March 2025

Great service and fantastic experience.

Great service and fantastic experience. Reviewed on: 19th March 2025

Atom Bank is easy to use, the app is very user frien...

Atom Bank is easy to use, the app is very user friendly and the intrest rates are great. Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Leeds Building Society 3.51 from 52 reviews
Savings
from Al Rayan Bank 3.79 from 61 reviews
Easy access savings
from Quilter Invest (formerly NuWealth) 4.73 from 220 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub