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Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

I'm a teccie dinosaur but it was easy.

5
It was easy to download the App and set up my account. I'm not very good with technology, but had no problems following the steps I was asked to complete. Reviewed on: 19th March 2025

Face recognition is easy option to log into account.

5
Face recognition is easy option to log into account. Competitive rates Reviewed on: 19th March 2025

Atom recommended

5
Mobile app is easy to use. Good information provided on your account. Good rates offered on savings products. Reviewed on: 19th March 2025

Plenty of saving acc options, very easy.

5
Very easy to set up a savings account with lots of options. Not had to use any customer service yet hence my neutral answer. Reviewed on: 19th March 2025

Easy to open account.

5
Easy to open account. Love that it’s on an app on my phone which is slick. Great rates. Reviewed on: 19th March 2025

Excellent Customer Service

5
Easy to find products and open accounts online. Excellent customer service. Reviewed on: 19th March 2025

App is excellent and easy to use

4
App is excellent and easy to use Reviewed on: 19th March 2025

Excellent product

5
Never had a problem with signing up or finding out details of our account information. Reviewed on: 19th March 2025

Great service!

5
Atom bank is great, with a well laid out, easy to navigate app, Atom has a good selection of clear easy to understand savings accounts. Every action is reassuringly confirmed with a text message. Reviewed on: 19th March 2025

Quick and easy banking

5
I have a savings ISA with ATOM, was very quick and easy to make, no hassle! Reviewed on: 19th March 2025

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