Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Atom or a great bank I've used them for a few years...

5
Atom or a great bank I've used them for a few years now and always found the service excellent. Reviewed on: 19th March 2025

An excellent savings provider with very competitive...

5
An excellent savings provider with very competitive rates. A simple to use application. Reviewed on: 19th March 2025

Great app very easy to use.

5
Great app very easy to use. Good interest rates. Reviewed on: 19th March 2025

Great rates, easy to use and understand.

5
Great rates, easy to use and understand. Love banking with Atom Reviewed on: 19th March 2025

Easy responsive, no technical issues.

5
Easy responsive, no technical issues. Can remove and pay in stress free and immediate. Never had any issues. Reviewed on: 19th March 2025

Atom Bank - Professional bank with great offerings

5
Atom Bank make it very easy to view all offerings and then quick & efficient account opening, this coupled with confidence in security make it a very attractive financial institution to engage with. Communication is appropriate when opening a new savings account. Reviewed on: 19th March 2025

well looked after by Atom

5
I have been well looked after by Atom they are very helpful on the phone and the app is really easy to use. Reviewed on: 19th March 2025

Ease of use

5
Dealing with Atom has been easy and straightforward. Reviewed on: 19th March 2025

True instant savings with great app and good rates

5
True instant savings with great app and good rates Reviewed on: 19th March 2025

Great rates!

5
Good range of savings products with great interest rates. Very easy to use app. Easy to apply for accounts and to move money (instantly). Seems safe and secure. Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products