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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Atom Bank App

4
It is mostly online via an app but the app is easy to use. I haven’t dealt with any customer service representatives. App is intuitive and easy to use, it gives details on how much interest the accounts have accumulated. Security wise it seems ok - I haven’t dealt face recognition set up. Reviewed on: 19th March 2025

The best experience!!!

5
It’s easy to open accounts and to transfer money in. The information provided on the account is clear, concise and the website very easy to navigate. All in all, Atom is fabulous. Highly recommend! Reviewed on: 19th March 2025

Excellent and competitive

5
so far no issues and have been able to do what I want via the app. App gives me the information I need in a clear manner so easy to navigate and understand. Offered competitive savings product Reviewed on: 19th March 2025

Transfer of funds is easy and immediate to and from...

5
Transfer of funds is easy and immediate to and from my linked account. Atom always keeps me up to date with messages. Reviewed on: 19th March 2025

CANNOT FAULT ATOM

5
ATOM app is excekllent and very easy to use. It is a seemless app so easy to add money and to cash in if needs be. Reviewed on: 19th March 2025

I have found Atom Bank very easy to use and navigate...

5
I have found Atom Bank very easy to use and navigate via their App, plus the added bonus of very competitive interest rates. I would definitely recommend this bank to my friends Reviewed on: 19th March 2025

Easy to use app.

4
Easy to use app. Good interest rates. What more could one wish for? Highly recommended! Reviewed on: 19th March 2025

An excellent company to bank with.

5
An excellent company to bank with. Very good customer service. Reviewed on: 19th March 2025

Highly competitive interest rates.

5
Highly competitive interest rates and easy access app.Never had a problem in the three years of being a customer. Reviewed on: 19th March 2025

I have used Atom before for Fixed Bond Savings.

5
I have used Atom before for Fixed Bond Savings. I have another 1 year Fixed Bond at the moment as the rate offered is competitive. Love the App! So easy to use. Reviewed on: 19th March 2025

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