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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5187 reviews)

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4.91

Based on 5,187 reviews, last reviewed 22nd Mar 2026

54100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5187)

Atom Bank - Professional bank with great offerings

Atom Bank make it very easy to view all offerings and then quick & efficient account opening, this coupled with confidence in security make it a very attractive financial institution to engage with. Communication is appropriate when opening a new savings account. Reviewed on: 19th March 2025

well looked after by Atom

I have been well looked after by Atom they are very helpful on the phone and the app is really easy to use. Reviewed on: 19th March 2025

Ease of use

Dealing with Atom has been easy and straightforward. Reviewed on: 19th March 2025

True instant savings with great app and good rates

True instant savings with great app and good rates Reviewed on: 19th March 2025

Great rates!

Good range of savings products with great interest rates. Very easy to use app. Easy to apply for accounts and to move money (instantly). Seems safe and secure. Reviewed on: 19th March 2025

Great App, really simple and easy to use.

Great App, really simple and easy to use. Reviewed on: 19th March 2025

Atom best in Class

Having dealt with lots of different financial firms, I have found Atom the best in terms of range of products, customer service and flexibility. Reviewed on: 19th March 2025

Excellent online bank

Very good savings interest rates and fixed savings compared to high street banks. App very easy and always works. Reviewed on: 19th March 2025

Top pick for savings accounts

Been using Atom Bank (savings accounts) for about 3 years now. Their app is excellent from a UI/UX standpoint. Their interest rates on savings are among the highest you can find. Never had any issues. Would recommend. Reviewed on: 19th March 2025

Excellent service - A great company to deal with

My husband and I have both invested in Atom since 2021. They offer a good range of products at very competitive rates. The App is incredibly easy to use and the staff so helpful and easy to contact. Can’t fault them in any way and would recommend them to anyone. Reviewed on: 19th March 2025

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