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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Easy to manage

5
Open an on line savings account. Easy and straightforward Reviewed on: 19th March 2025

So far I have never had any issues with their service.

5
So far I have never had any issues with their service. Reviewed on: 19th March 2025

The app is easy to use and the interest rates are good.

5
The app is easy to use and the interest rates are good. Reviewed on: 19th March 2025

Stand out savings

5
I’ve been saving with atom for several years now, the variety of products, interest rates and ease of using the app are always a stand out to me. I’ve used fixed savers & a variety of instant savers & it’s always been really easy to follow with clear user interface. Really enjoy my experience with atom Reviewed on: 19th March 2025

Although I haven't had to contact customer services...

5
Although I haven't had to contact customer services since opening my accounts the app has kept me upto date with any updates including changes in the rates. The app is informative and easy to manoeuvre around. I would and have recommended this bank to several family and friends. Reviewed on: 19th March 2025

Efficient, effective, competitive

5
The app is very easy to use and their product offerings are very competitive. I have used and envisage I will continue to use in future several of their products. I would recommend this bank due to this convenience, ease of use, and attractive offers. Reviewed on: 19th March 2025

Very interesting!

5
Best interest around for many years. Moving money is simple, for both depositing and withdrawing. Love the way I feel like one of the family by the actions when signing in and the “happy to help” icons. Reviewed on: 19th March 2025

Flawless

5
Flawless easy to use app bang upto date with info Reviewed on: 19th March 2025

Excellent products on offer.

5
Excellent products on offer. Easy online tool to navigate. Reviewed on: 19th March 2025

Easy to use and simple to understand.

5
Easy to use and simple to understand. Good range of products. Quick access to money. Reviewed on: 19th March 2025

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